Terms of Use

Effective date: September 18, 2025

1. Overview

These Terms of Use (“Terms”) govern your access to and use of the Overthrown website and related services. By using our site, you agree to these Terms.

2. Before-Approval Status

Our platform currently provides educational information, tools, and subscription services to help users track goals and manage wellness. We do not presently provide tradeline or credit reporting services. Any future credit-reporting functionality will be clearly disclosed and governed by separate policies and consents.

3. Acceptable Use

• Do not misuse the site or interfere with its operation.
• Do not submit unlawful, harmful, or confidential information through forms.
• Do not attempt to access non-public systems or data.

4. Accounts & Subscriptions

If we offer accounts or subscriptions, you must provide accurate information and keep credentials secure. Billing terms will be presented at checkout where applicable.

5. Disclaimers

Content is provided for informational purposes only and does not constitute legal, medical, or financial advice. We make no warranties that the site will be uninterrupted or error-free.

6. Liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages. Our total liability for any claim relating to the site will not exceed the amount paid (if any) for access to the site during the twelve months prior to the event giving rise to the claim.

7. Intellectual Property

All content, trademarks, and materials on the site are owned by Overthrown or its licensors and are protected by applicable laws. You may not copy, distribute, or create derivative works without permission.

8. Privacy

Your use of the site is also subject to our Privacy Policy.

9. Changes

We may update these Terms from time to time. Continued use of the site after changes means you accept the updated Terms.

10. Contact

Questions about these Terms? Email legal@overthrown.us.